1.    
                                    General
                                
                                    I have
                                        received the goods or services.
                                
                                    
                                        1.1  
                                        
                                            The application completed forms part of these terms and conditions;
                                
                                    
                                            2.    
                                    Services
                                
                                    
                                        2.1  
                                        
                                            Service Provider will not be liable to customers for any network interruptions,
                                            including without limitation, downtime regarding computer services or interruption
                                            of internet service providers;
                                
                                    
                                        2.2  
                                        
                                            The Service Provider reserves the right to restrict content on the website and has
                                            sole discretion to terminate services without notice due to any content deemed by
                                            Service Provider as illegal, false, misleading, fraudulent, immoral and offensive.
                                
                                    
                                        2.3  
                                        
                                            The Service Provider will make reasonable effort to ensure the website is available at all
                                times, but is not liable for downtime or failure of the
                                website.
                                
                                    
                                        2.4  
                                        
                                            The Customer undertakes 
                                responsibility for its own data and processes, and all other
                                            IT-related requirements not included in the services.
                                            
                                        
                                
                                
                                    
                                            3.    
                                    Repayment Schedule
                                
                                    I accept
                                        and agree to the repayment of monthly rent including sms and transaction fees that
                                        may differ each month according to usage.  
                                        Invoices are emailed on the 25th of each month and are payable on the
                                        last day of each month.
                                
                                    
                                            4.    
                                    Consent
                                
                                    The Customer
                                        consents to the service provider to obtain and supply any information from or to
                                        any credit bureau and his employer inter alia, without derogating from the generality
                                        hereof, details pertaining to the Customer’s salary, employment, residential address
                                        and best contact. The Customer indemnifies the Service provider against any loss or damages it may suffer as a result of a failure to provide such aforesaid consent.
                                
                                    
                                            5.    
                                    Consumer’s right to terminate the agreement
                                
                                    The Customer
                                        may terminate this agreement at any time by giving one month’s notice and paying
                                        any outstanding invoices and amounts owing in full.
                                
                                    
                                            6.    
                                    Service Provider’s right to terminate the agreement
                                
                                    
                                        6.1  
                                        
                                            The Service Provider reserves the right, in terms of section 123 of the Act, to
                                            terminate this agreement and proceed with legal proceedings in terms of section
                                            129(1)(b) and section 130(1) of the Act, which proceedings may result in a Court
                                            of law enforcing the repayment of the Customer’s outstanding obligation in terms
                                            of this Agreement.  Any judgment of
                                            such Court, as aforesaid, shall be recorded by credit bureau available to other
                                            service providers.
                                
                                    
                                            7.    
                                    Penalty Interest on arrear amounts
                                
                                    Should
                                        the Customer default and / or fails to pay any amount on the due date thereof, then
                                        same shall attract penalty interest as calculated in 7.1 below:
                                
                                    
                                        7.1  
                                        
                                            the Customer shall be liable for and pay interest, calculated on the total amount
                                            which is payable but is unpaid at the same rate as set out in the National Credit
                                            Act, for Incidental credit transactions, from the date of default to date of payment
                                            in full; and
                                
                                    
                                        7.2  
                                        
                                            the full outstanding balance of the capital
                                together with total cost of credit charges
                                            (including any unpaid accrued interest) and 34 (thirty four) percent debt collection
                                            fee  shall, at the sole discretion and
                                            instance of the Service Provider, immediately become due, owing and payable;
                                
                                    
                                            8.    
                                    Payments
                                
                                    Payments
                                        will be allocated firstly towards payment of any due or unpaid interest, thereafter
                                        any due or unpaid fees or charges (including legal costs, if any) and lastly the
                                        capital.  I hereby authorize the Service
                                        Provider to debit funds for collection at my account provided in my application
                                        form on condition as agreed in this agreement.
                                
                                    
                                            9.    
                                    Breach of Agreement
                                
                                    If the
                                        Customer is in default for at least 20 days, subject to 10 days written notice as
                                        contemplated in Section 129 (1) or 86 (9), the Service Provider may approach the
                                        court for an order to enforce the agreement including a claim for all outstanding
                                        amounts and / or damages.  The Customer
                                        agrees to pay all reasonable costs of the collection of payments and further agrees
                                        to pay all legal costs on an attorney
                                and client scale caused by his/her default
                                        including debt collectors’ costs and tracing fees.
                                
                                    
                                            10.  
                                    Cession
                                
                                    The Service
                                        Provider has the right on written notice to the Customer to transfer (cede and assign)
                                        all the Service Provider’s rights and obligations in this agreement to a third party
                                        and the Customer will then pay the third party instead of the Service Provider.
                                
                                    
                                            11.  
                                    Entire Agreement
            
                
                    This agreement constitutes the entire agreement between the parties relative to
                    the subject matter hereof and supersedes all representations, warranties, agreements
                    or undertakings previously made relative to such subject matter, and no such representations,
                    warranties, agreements or undertakings shall be of any force and effect unless contained
                    herein.  No indulgence, extension of
                    time, relaxation or latitude which the Credit Supplier may show, grant or allow
                    to the Customer shall
                                constitute a waiver by the Service Provider of any of its
                    rights and the Service Provider shall not thereby be prejudiced or stopped from
                    exercising any of its rights against the Customer which may have then already arisen
                    or which may thereafter arise, and / or applying / enforcing the terms of this agreement.  No variation of any of the terms and
                    conditions of this agreement will be binding on the parties unless committed to
                    writing and signed by them respectively.  
                    Should any provision or portion of this Agreement be unenforceable by law, void
                    or voidable, such provision shall be severable from the remaining provisions hereof
                    which shall remain in full force and effect.